The Structured Finance Group (SFG) within Moody’s Investors Service is hiring an Associate Lead Analyst 1 in New York City. SFG has a key responsibility for producing top-quality ratings and research with two main areas of focus: assigning new ratings to transactions and surveillance of new ratings transactions across multiple asset classes of structured financial products.

Do you thrive by deep-diving into research and analysis? Or, moving with the speed of the market? Moody's Structured Finance Group offers an outstanding opportunity to explore career opportunities, mentorship, and long-term growth that best suits you!

As an Associate Lead Analyst 1, you have an opportunity to join either the new ratings or surveillance team with a designated asset class. The main asset classes include: Commercial Mortgage Backed Securities (CMBS), Residential Mortgage Backed Securities (RMBS), Asset Backed Securities (ABS), Structured Credit (CLOs, TruPS, etc.). They will develop strong cross-industry knowledge through hands-on credit analysis, methodology training, and collaborative engagement with new ratings and surveillance teams.

The Associate Lead Analyst 1 will analyze the credit aspects of US securitizations, including analysis of the underlying assets, transaction structure, legal documents, and deal-level financial modeling to formulate and substantiate independent credit opinions. They will monitor industry conditions and trends, present transactions and their analysis to rating committees, and identify and write accurate and relevant credit research. As a collaborative member of a change-driven organization, they will also be expected to complete various special research projects, develop in-depth knowledge of one of the structured finance asset classes (RMBS, CMBS, ABS, Structured Credit), and pursue thought leadership initiatives to enhance our analytics, outreach and research impact. They will also gain exposure to ESG credit analytics.

***Note: This job posting is an open and continuous announcement, positions will be filled as they become available.***

• Bachelor’s degree (or higher) in finance, economics, financial engineering or related field; and 2+ years of relevant work experience
• Working knowledge of one or more of the following asset classes: Residential Mortgage Backed Securities (RMBS), Commercial Mortgage Backed Securities (CMBS), Asset Backed Securities (ABS), Structured Credit (CLOs, TruPS, etc.)
• Highly proficient analysis (quantitative, qualitative) and modeling using Excel
• Excellent communication (verbal, written) and presentation skills
• Ability to collaborate closely with others as well as independently to produce accurate, detailed work in a dynamic, fast-paced environment.
• Prioritize and handle multiple projects and tasks with a high degree of accuracy and timely delivery

Structured Finance Group (SFG)

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion, national origin, citizen status, marital status, physical or mental disability, military or veteran status, sexual orientation, gender identity, gender expression, genetic information, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email accommodations@moodys.com. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

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Moody's (NYSE: MCO) is a global integrated risk assessment firm that empowers organizations to make better decisions. Our data, analytical solutions and insights help decision-makers identify opportunities and manage the risks of doing business with others. We believe that greater transparency, more informed decisions, and fair access to information open the door to shared progress. Moody's combines international presence with local expertise and over a century of experience in financial markets. Learn more at moodys.com.

At Moody’s, we’re taking action. We’re hiring diverse talent and providing underrepresented groups with equitable opportunities in their careers. We’re educating, empowering and elevating our people, and creating a workplace where each person can be their true selves, reach their full potential and thrive on every level. Learn more about our DE&I initiatives, employee development programs and view our annual DE&I Report at moodys.com/diversity

For US-based roles only: the anticipated hiring base salary range for this position is $ 104,200 to $ 135,400, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.