Junior Credit Analyst

Full Time
Rowland Heights, CA 91748
$40,000 - $65,000 a year
Posted
Job description

Entry level Commercial Bank Lending Job responsible for assisting the Corporate Lending Department in the processing, underwriting and closing of Commercial Real Estate, Commercial & Industrial and Construction Loans.

Summary of Job Responsibilities:

· Performs financial statement, tax return and financial ratio analysis.

· Assist in the maintenance and servicing of the existing loan portfolio.

· Review appraisal/environmental reports, preliminary title reports, purchase agreement/escrow instructions, credit reports and other third-party reports necessary for loan underwriting.

· Visit new loan prospects and existing Borrowers with Relationship Managers and other Business Development personnel.

· Collect Financial Information from Borrowers

· Prepares Credit Approval Memorandums (CAM) for new loans, renewals/extensions and/or loan modifications

· Ensures the integrity and completeness of the credit files before ordering loan documents

· Review Loan Documents before executions by the Borrowers

· Performs other duties or assignments as instructed.

Qualifications:

  • College degree in accounting, finance or business preferred.
  • Ability to work effectively in a fast paced, high production environment.
  • Strong analytical skills
  • Organized and detail oriented.
  • Excellent verbal and written communication skills.
  • Bilingual English and Mandarin preferred.

Location: 19036 Colima Road, Rowland Heights, CA 91748

Job Type: Full-time

Pay: $40,000.00 - $65,000.00 per year

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Health insurance
  • Life insurance
  • Vision insurance

Schedule:

  • 8 hour shift
  • Monday to Friday

Education:

  • Bachelor's (Required)

Language:

  • Mandarin (Required)

Work Location: In person

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