Job description

First Savings Financial Group, Inc. is the holding company for First Savings Bank. First Savings Bank has sixteen offices in the Indiana communities of Clarksville, Jeffersonville, Sellersburg, New Albany, Georgetown, Corydon, Lanesville, English, Leavenworth, Marengo, Montgomery, Odon and Salem. Our mission is to create a higher quality of life for our customers, our employees, our community and our shareholders. We are committed to building customer relationships, conducting business with integrity, providing the best customer service and we count on our employees to deliver that outstanding service. We encourage an environment that supports teamwork, collaboration and cooperation. Career opportunities are available to individuals who want to be a part of our continued success and we value a diverse workforce. We also provide an excellent benefit package.

Equal Opportunity Employer Minorities, Women, Disabilities, Veterans

Description

Successfulcommercial Credit Analysts I are quantitative thinkers with a demonstrated ability to work with a large number of variables. They are able to quickly and accurately spread financial statements to assist other analysts and lenders in analyzing credits. They stay organized when tracking receipts of all financial statements and loan covenants.Acquires working knowledge of bank’s credit policy and regulatory lending laws.
Assists with the timely collection of customer financial information as needed.
Spreads and analyzes personal and business financial statements, tax returns, management prepared financials and CPA prepared compilations, reviews, and audited statements.
Performs UCC, credit bureau, loss avoidance, and other credit/industry and collateral specific investigations.
Reviews commercial loans that fall within the set scope to ensure accuracy of risk grade and timely identification of emerging risks.
Tracks all financial statements and covenants.
Keeps informed about current national and local economic and industry events, new accounting and finance rules and other events which can affect quality of the bank’s loan portfolio.
Responsible for being compliant with all regulations and compliance requirements pertaining to job function.
Adheres to Confidentiality Policy, Code of Ethics Policy, and all other internal and regulatory bank policies/procedures as well as all other consumer, mortgage, and commercial compliance policies/procedures.
Performs other duties as may be assigned or requested.

Requirements

• Bachelor’s degree in Finance, Economics, Accounting, or related preferred.
• Experience working with financial statements/tax returns or within the financial services industry preferred.
• Exceptional analytical, mathematical, organizational, problem solving and time management skills.
• Excellent verbal and written communication skills.
• Proficient in Microsoft Office applications including Word, Excel, and Power Point.
• Ability to exercise judgment, initiative, and tact in dealing with applicants, borrowers, lending officers, staff, supervisors, and management.
• Demonstrated aspiration and ability to learn, grow, and adapt to acquire additional skills and knowledge.

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Physical setting:

• Office

Schedule:

• Monday to Friday

Ability to commute/relocate:

• Jeffersonville, IN 47130: Reliably commute or planning to relocate before starting work (Required)

Experience:

• financial services: 1 year (Preferred)

Work Location: In person

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