Job Summary

As a Vice President in Real Estate Banking (REB) Credit Risk you are a part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Real Estate Banking (REB) Credit Risk, you are responsible for the underwriting of new commercial real estate credits and the management of a portfolio of existing loans/relationships in a fast-paced environment. The ideal candidate will have experience in the commercial real estate industry, demonstrated knowledge of real estate underwriting fundamentals, and strong knowledge of credit and lending. Strong analytical skills are required, as are solid communication skills as the role will require the candidate to interact with external clients and present to internal management on new and existing transactions.

The candidate will work closely with senior credit executives, as well as partners in REB coverage, internal/external legal counsel, portfolio management, syndicated finance, treasury services, and loan administration/closing. Ideal candidates exhibit a strong interest in the sector, exceptional work ethic and attention to detail, as well as possess the following attributes:

• Champion a culture of collaboration and partnership to balance the needs of the client and the firm.
• Stay up to date with industry trends to identify, asses, and anticipate risks in the portfolio.
• Find ways to guide efficiency with existing technical infrastructure through automation, while embracing the innovative opportunities offered by new technologies
• Embrace a culture of respect, diversity, and inclusion

Job Responsibilities

• Performing necessary credit analysis and due diligence on new loan opportunities including assisting in preparing Approval to Pitch Memos
• Working with Product Specialists and Client Associates to size and structure loans to mitigate risks
• Preparing Credit Approval Packages for approvals to Senior Credit Executives including final underwriting and risk rating recommendations.
• Working with loan administration and Product Specialists to facilitate loan closings
• Working with Portfolio Management to ensure credit worthiness of Borrowers/Guarantors/Sponsors and appropriate risk grades are assigned
• Ensuring compliance with established underwriting standards and guidelines, credit approval requirements, and other policies and procedures
• Communicating with clients on loan due diligence deliverables

Required Qualifications, Capabilities and Skills

We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• Bachelor's degree required
• 5-7+ years in a similar banking or credit role
• Ability to assess risks inherent in complex credit transactions, then mitigate and underwrite accordingly
• Accounting and finance knowledge, as well as knowledge of real estate fundamentals and concepts
• Outstanding professional reputation and integrity
• Strong leadership skills required
• Strong analytical and business writing skills
• Excellent problem solving, oral, and written communication skills
• Superior knowledge of real estate market dynamics and economic drivers

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans